In workers’ compensation cases, I would say the vast majority have been in contact with the insurance company and that’s because it’s a no fault system and they are required to really cooperate with their employer’s carrier. So the vast majority have already talked to the insurance company, have maybe had a year’s worth of experience with them. They need to be honest with that insurance adjuster about how their injury occurred, and they need to be honest with them about how they are feeling and what their injuries are like and how it’s affecting them. They do need to be careful, obviously, when making these statements because that insurance carrier doesn’t necessarily have their best interest at heart.
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